Zixu's email address and phone number have been validated.
Zixu
- Rate $57
- Response 1h
$57/hr
See Finance tutors
This teacher is currently unavailable
- Finance
Real Estate Finance: Cap rates, pro formas, DCF, IRR, development cashflows, Excel 101
- Finance
Lesson location
About Zixu
I teach real estate finance by moving systematically from first principles to clean, auditable models. I hold a Master of Science in Real Estate Development from Columbia University and a Bachelor of Commerce in Finance and Economics from the University of Toronto. Professionally, I have worked across underwriting, asset management, and development, where I have built pro formas, sized debt, and presented countless investment memoranda. I also serve as co-founder of PropTory, a platform that uses blockchain technology to modernize real-estate transactions and expand access worldwide. My instruction is practical and outcomes-oriented: I clarify core concepts—such as the relationship between capitalization rates and discount rates, and the distinction between unlevered and levered returns—and translate them into Excel models that students can explain confidently in interviews or apply directly to live transactions. I am patient, structured, and direct. Each session concludes with a tangible learning outcome and a clear plan for next steps. I welcome students, career switchers, junior analysts, and investors who want to improve their current understanding of the subjects.
See more
About the lesson
- Primary
- High School
- NCEA Level 1
- +7
levels :
Primary
High School
NCEA Level 1
NCEA Level 2
NCEA Level 3
Adult education
Undergraduate
Masters
Doctorate
Other
- English
- Mandarin
All languages in which the lesson is available :
English
Mandarin
What you’ll master:
1. Core concepts → models: Time value of money, cap rate vs. discount rate, unlevered vs. levered returns → 5-line DCF → full pro-forma with sensitivities.
2. Loans: DSCR/LTV sizing, interest-only vs. amortizing, covenants, refinance math, debt-yield & proceeds waterfalls.
3. Acquisitions: Rent roll normalization, NOI build, T-12 to forward NOI, cap-rate/exit assumptions, value-add plan, IRR/EM hurdles.
4. Development: Sources & uses, draw schedule, interest carry, contingency, lease-up/absorption, stabilization and exit.
Tracks (pick one or mix):
1. Foundations → Modeling (4 lessons)
L1: Cap rate value; build an unlevered DCF; pitfalls (units, annualization).
L2: Full pro-forma (revenues, opex, reserves); simple sensitivity.
L3: Add debt (DSCR/LTV sizing, IO vs. amortizing); levered IRR.
L4: Present a one-page investment memo (assumptions, risks, decision).
2. Loans Deep-Dive (3–4 lessons)
Term sheet anatomy; lender’s view (DSCR, DY, LTV).
Proceeds sizing & refinance underwriting; covenant cases.
Sensitivities (rates, NOI shocks); default and breakeven math.
3. Acquisitions Underwriting (4–5 lessons)
T-12 clean-up, rent roll checks, market vs. in-place.
Value-add plan (CapEx, loss-to-lease, mark-to-market).
Exit cap / hold-period logic; returns & risk commentary.
4. Development Pro-Forma (5–6 lessons)
Land deal & soft/hard cost map; sources/uses.
Draw schedule + monthly interest carry.
Lease-up/absorption model; stabilization test.
Exits (sell vs. refi) & sensitivity dashboard.
See more
Rates
Rate
- $57
Pack prices
- 5h: $279
- 10h: $508
online
- $57/h
Similar Finance tutors in Markham
-
![]( "teacher_picture")
Kalana
Invercargill & online- Confirmed
I offer tutoring in accounting, finance, and economics at the school and university levels. my teaching approach focuses on simplifying complex concepts, building strong fundamentals, and helping stud
- $37/h
- 1st lesson free
-
![]( "teacher_picture")
Timothy
Christchurch & online- Ambassador
Chartered accountant with over ten years work experience offering accounting lessons in christchurch
- $120/h
-
![]( "teacher_picture")
Jovani
Hamilton & online- Confirmed
A cpa by profession but an educator by heart. been with deloitte for more than 6 years prior to completing my master's in professional accounting at the university of waikato.
- $35/h
- 1st lesson free
-
![]( "teacher_picture")
Frank
Auckland- Ambassador
Economics phd with 20+ years of experience lecturer offers tutoring in economics, finance, and statistics
- $70/h
-
![]( "teacher_picture")
Eli, ca, cfa
Auckland & online- Confirmed
Ca and cfa charterholder offering premium courses for accounting and finance students
- $70/h
- 1st lesson free
-
![]( "teacher_picture")
Ronny
Christchurch & online- Confirmed
Your study partner is here, let's empower each other through clarity, confidence, and personalised learning.
- $35/h
- 1st lesson free
-
![]( "teacher_picture")
Olivia
Hāwera & online- Confirmed
Accounting technician with 11 years experience. certified bookkeeper, certified xero advisor, self employed, experience in public practice. award finalist.
- $35/h
- 1st lesson free
-
![]( "teacher_picture")
Abdur
Auckland & online- Confirmed
Expert acca & cpa tutor | 7+ years' experience in accounting, finance, audit & business studies | college, university & professional students.
- $35/h
- 1st lesson free
-
![]( "teacher_picture")
Dhusar
Auckland & online- Super tutor
An experienced tutor who can teach accounting, english, maths, and the sciences for ncea and cambridge. i'm an auckland uni engineering and commerce student (third year) - can also offer online.
- $70/h
-
![]( "teacher_picture")
Thiru
Dunedin & online- New
Experienced home/online tutor for accounting/business studies for ncea/igcse./as/al students available in auckland
- $30/h
- 1st lesson free
-
![]( "teacher_picture")
Prakash
Auckland & online- New
Make your commerce study simple as you learn from your normal life.
- $30/h
- 1st lesson free
-
![]( "teacher_picture")
Feba
Auckland & online- Confirmed
An m.com graduate with previous teaching experience overseas. currently, i'm studying for a master of professional accounting (final semester) in auckland. with years of experience, i am tutoring both
- $50/h
- 1st lesson free
-
![]( "teacher_picture")
Trung kiên
Wellington & online- New
Phd in business with main major in financial management, stock and securities.
- $25/h
- 1st lesson free
-
![]( "teacher_picture")
Vijay
Hamilton & online- New
Experienced tutor offering finance and banking lessons up to university level in hamilton or online
- $70/h
- 1st lesson free
-
![]( "teacher_picture")
Nazeel
Wellington & online- New
Qualified chartered accountant with over 6 years of tutoring experience in financial and management accounting subjects
- $50/h
- 1st lesson free
-
![]( "teacher_picture")
Varun
Whangaparāoa & online- New
Pgdba from symbiosis international and having 13 years experience of accounts, finance and tax & level 4 certificate in accounting.
- $25/h
- 1st lesson free
-
![]( "teacher_picture")
Alex
Auckland & online- New
I earned my doctor of accounting from xiamen university(china) and have taught at a university in china for 16 years. i've also worked as a financial consultant. now i'd like to teach some courses in
- $30/h
- 1st lesson free
-
![]( "teacher_picture")
Ebenezer
Auckland & online- New
I am very interested in the business studies / economics/accounting /business position available. i have a pgde and a masters degree in accounting and i can teach economics and other business studie
- $50/h
- 1st lesson free
-
![]( "teacher_picture")
Nuzy
Auckland & online- New
Experienced cpa & cima tutor offering accounting lessons – master concepts with confidence! learn financial and management accounting from a qualified professional. tailored lessons for school, univer
- $30/h
- 1st lesson free
-
![]( "teacher_picture")
Pranav
Auckland & online- New
Top aut finance graduate and cfa level ii candidate provides expert finance tutoring in auckland for all levels
- $30/h
- 1st lesson free
-
See Finance tutors
